FINBIZTOOLS
Cash Flow Calculator
Compare inflows and outflows to estimate the closing cash balance.
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How it works
Enter an opening balance and add up to 200 inflow or outflow entries for the same period. Name each category and optionally add a description. Calculate and export the summary and table.
Formula and methodology
Net cash flow = total inflows − total outflows. Closing balance = opening balance + net cash flow. A negative opening or closing balance is supported; each transaction amount must be nonnegative and its direction is selected separately.
Example
An opening balance of ₹10,000, ₹25,000 inflows and ₹18,000 outflows give ₹7,000 net cash flow and ₹17,000 closing balance.
Assumptions and limits
This cash worksheet does not model accrual accounting, unpaid invoices, bank reconciliation, forecasting or financing limits. Use consistent dates/periods when entering your own rows.
Frequently asked questions
Is cash flow the same as profit?
No. Timing of cash receipts and payments differs from recognition of revenue and costs.
Can the closing balance be negative?
Yes. It indicates that entered outflows exceed opening cash plus entered inflows.
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Disclaimer
Results are informational estimates based on your inputs. Verify important pricing, tax, accounting and legal decisions with a qualified professional. FinBizTools does not guarantee document validity or financial outcomes.
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