FINBIZTOOLS
Finance Tools
Simple online calculators for investments, loans, taxes, savings and personal finance planning.
Investment Calculators
SIP Calculator
Estimate the future value of monthly investments, including total invested, potential returns and a year-wise projection.
Use Tool FREE CALCULATORStep-Up SIP Calculator
Project growing monthly investments with an annual SIP increase.
Use Tool FREE CALCULATORLumpsum Calculator
Estimate compound growth of a one-time investment.
Use Tool FREE CALCULATORCAGR Calculator
Find the annualized growth rate between an initial and final value.
Use Tool FREE CALCULATORXIRR Calculator
Calculate annualized returns from dated investments and receipts.
Use ToolLoan Calculators
EMI Calculator
Estimate monthly loan payments, total interest and repayment with a detailed monthly amortization schedule.
Use Tool FREE CALCULATORHome Loan EMI Calculator
Plan home loan payments, interest and annual outstanding balances.
Use Tool FREE CALCULATORPersonal Loan EMI Calculator
Explore personal loan EMI, total interest and repayment schedules.
Use Tool FREE CALCULATORGeneral Loan Calculator
Calculate the monthly payment on any loan, and see how much time and interest an optional extra monthly payment could save.
Use Tool FREE CALCULATORAuto Loan Calculator
Estimate a car loan's monthly payment from the vehicle price, down payment, trade-in value and sales tax, with total interest and total cost.
Use Tool FREE CALCULATORLoan Comparison Calculator
Compare up to three loan offers side by side, including monthly payment, total interest and total cost with fees, to see which is cheapest.
Use ToolGrowth & Planning Calculators
Compound Interest Calculator
Calculate how a principal grows with compound interest, choosing a compounding frequency and an optional recurring contribution.
Use Tool FREE CALCULATORInvestment Growth Calculator
Project how a starting amount plus regular monthly contributions could grow at an assumed annual return, with a year-by-year breakdown.
Use Tool FREE CALCULATORSavings Goal Calculator
Work out the monthly contribution needed to reach a savings target, given your current savings and an assumed annual return.
Use Tool FREE CALCULATORROI Calculator
Calculate return on investment from an initial cost and a final value, including gain or loss and the ROI percentage.
Use Tool FREE CALCULATORInflation Calculator
Estimate the future equivalent cost of an amount today under an assumed constant annual inflation rate.
Use ToolDebt Payoff Tools
Credit Card Payoff Calculator
Find out how many months it will take to pay off a credit card balance at a fixed monthly payment, and the total interest you will pay.
Use Tool FREE CALCULATORDebt Payoff Calculator
Compare the snowball (smallest balance first) and avalanche (highest rate first) strategies for paying off multiple debts, with total months and interest for each.
Use ToolMortgage Calculators
Mortgage Payment Calculator
Estimate your mortgage principal-and-interest payment from a property price, down payment, rate and term, plus an optional total housing payment with tax and insurance.
Use Tool FREE CALCULATORMortgage Affordability Calculator
Estimate an affordable mortgage amount and property price from your income, existing debt and a housing-budget ratio you choose. Not a lending decision.
Use Tool FREE CALCULATORMortgage Amortization Calculator
See how a mortgage payment splits between principal and interest every year, with a full amortization schedule down to a zero balance.
Use Tool FREE CALCULATORMortgage Extra Payment Calculator
See how an extra monthly payment on a mortgage could reduce the payoff time and total interest, calculated month by month, not estimated.
Use Tool FREE CALCULATORMortgage Refinance Calculator
Compare your current mortgage with a proposed refinance, including the payment difference, lifetime interest and an estimated break-even period.
Use Tool FREE CALCULATORRent vs Buy Calculator
Compare the estimated long-term net financial position of renting versus buying a home, with transparent, fully editable assumptions.
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